Insurance Tips: Take Stock of the Stuff
Before your student heads to college in the fall:
- Have him take stock of his belongings, says the Missouri Department of Insurance.
- Have him estimate and itemize the dollar value of what he'll have with him at college.
- Then, encourage him to update this list annually and keep it in a safe place, such as a safe deposit box or at your house. When your student gets to school in the fall:
- Encourage her to ask about an "Operation ID"-type program, often run by the campus public safety department in conjunction with residence life. They provide an engraver so students can engrave an ID number (NOT their social security number!) on the back of major items and then keep a list on file with public safety. This allows public safety to help students even more effectively should any of their engraved items be stolen.
Sources: Missouri Department of Insurance, http://insurance.mo.gov; Texas Department of Insurance, www.tdi.state.tx.us; Kansas Insurance Department, www.ksinsurance.org; National Association of Insurance Commissioners, www.naic.org
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